Tailored Long-Term
Rental Financing

Built for stabilized rentals. Designed to position your property or portfolio to generate steady cash flow and long-term value

Up to 80% LTV

Maximize leverage and keep more capital working

30
Years

Long-term stability to match your investment strategy

Designed Around You

Choose between interest-only or fully amortizing

Closing In Days

Get financed in as little as 10 Days

Rental Loan Terms

Starting Rate

5.99%*

Term

12-18 Months

Loan Amount

$100,000 - $5,000,000

Max Leverage

Up to 80% of
Loan To Value

Prepayment Terms

No Prepayment Penalty

Property Types

Single Family
Residential (2-10 Units)
Short-Term Rentals
Townhomes
Condos
PUD & Modular

Standard
Requirements

- Credit Application
- Last 2 bank statements (US)
- ID and Borrowing Entity docs
- Purchase Contract (If Purchase)
- Property Insurance
- Lease Agreement (if applicable)

* Rates shown are starting rates and are subject to change without notice. Actual rates, terms, and conditions may vary based on borrower qualifications, loan amount, property type, and other factors. All loans are subject to credit approval and applicable underwriting guidelines. This is not a commitment to lend or an offer to extend credit. Additional terms and restrictions may apply.

How It Works?

The process is simple and designed to keep things moving. You apply online, get a quick pre-approval, and close in as little as 10 days so you can focus on the project instead of the financing.

Apply In Minutes

Submit your project details online

Get Approaved Fast

Lending decisions made quickly, often within 24–48 hours

Close in as Little as 10 Days

We move quickly so can move on your deal

Lock in Long-Term Stability

Benefit from a loan structured around your property’s rental income

Exit on Your Terms

Sell or refinance. No prepayment penalty

Ready for Long-Term Rental Financing?

Decisions in 48 hours. Close in as little as 10 days.
No hard credit pull. Competitive rates designed for real estate investors.

No hard credit pull required

Quick answers to your lending questions

Learn about approvals, programs, and timelines

How is ALMI Lending different from traditional banks?
Who can apply for a loan?
How quickly can I get approved?
What types of properties are eligible?
What loan programs do you offer?
What are your typical rates and terms?