Maximize leverage and keep more capital working
Flexible timelines built around your project
Covers your entire vertical build via a construction holdback
Get financed in as little as 10 Days
* Rates shown are starting rates and are subject to change without notice. Actual rates, terms, and conditions may vary based on borrower qualifications, loan amount, property type, and other factors. All loans are subject to credit approval and applicable underwriting guidelines. This is not a commitment to lend or an offer to extend credit. Additional terms and restrictions may apply.
The process is simple and designed to keep things moving. You apply online, get a quick pre-approval, and close in as little as 10 days so you can focus on the project instead of the financing.
Submit your project details online
Lending decisions made quickly, often within 24–48 hours
We move quickly so can move on your deal
Draws released quickly so your project keeps moving
Sell or refinance. No prepayment penalty
Decisions in 24-48 hours. Close in as little as 10 days.
No hard credit pull. Competitive rates designed for real estate investors.
Learn about approvals, programs, and timelines
We're faster, more flexible, and focused on real estate investors. Unlike banks, we don’t require mountains of paperwork or years of income history. Our streamlined process and expert team move at the speed of your deals—so you can focus on growing your portfolio.
Any real estate investor or business entity (LLC, Corp, or Trust) can apply — foreign investors included. We work with both seasoned investors and those newer to the space.
Initial pre-approval typically happens within 24–48 hours after we receive your application and basic documentation. Full approval and funding timelines vary by loan type, but we can close in as little as 10 business days.
We finance non-owner-occupied residential investment properties including single-family homes, 2–10 unit multifamily residences, warrantable condominiums, townhomes, planned unit developments (PUDs), and modular homes.
We offer a variety of loan options tailored to real estate investors, including fix-and-flip loans, ground-up construction loans, bridge financing, DSCR-based rental loans and portfolio rental loans. Whether you're acquiring, renovating, refinancing, or building, our programs are designed to support both short-term strategies and long-term hold investments.
Rates depend on the loan type, borrower profile, and leverage point. Short-term loans typically start around 9%, while long-term rental loans start near at 6%. Terms range from 12 to 18 months for short-term loans to 30 years for long-term rentals. Please note that rates and terms are subject to change based on market conditions and individual borrower qualifications.