Institutionally backed direct lending
Financing for luxury builders, developers, and real estate investors, structured around the full scope of your project. Work directly with an executive team whose experience spans billions of dollars in complex commercial and residential transactions.
Our approach
White glove means the people who underwrite and structure your loan are the people you talk to, from the first call to funding.
We size financing with the full project budget in view, including hard costs, soft costs, and interest reserves. Each structure reflects the project's needs, the sponsor's plan, and our underwriting.
Our executives work directly on your financing, bringing experience across billions of dollars in complex commercial and residential transactions. You have direct access to the people evaluating your project and shaping its terms.
A financing delay can stall a build or cost you a buyer. We move quickly, keep you informed, and raise any issue as soon as we see it.
Loan programs
Five programs for builders, developers, and investors in the luxury market. Each loan is sized to how the property will actually be built, renovated, acquired, or held.
Financing for new luxury construction from groundbreaking through completion, with draws structured around your build schedule.
Purchase and renovation in a single loan for investors repositioning high-end homes, so the renovation budget is planned in from day one.
Short-term capital to buy, refinance, or pull equity from a property while a sale, stabilization, or longer-term loan comes together.
Long-term financing for investors holding rental properties, qualified on what the property earns rather than on personal income.
Financing to acquire land for a future build, including land banking, entitlement and rezoning work, and teardowns.
Loan amounts and leverage are maximums. All loans are subject to underwriting, and final terms depend on the project, the sponsor, and the property.
Recently funded
A selection of ground-up construction and fix and flip loans we have recently funded.
How we work
Experienced executives, working directly on your deal.
Your executive team
Our executives work directly on every financing. Over their careers at prior firms, they have been involved in more than $20 billion of commercial and residential real estate transactions.
Managing Partner
17 years in institutional real estate. Former Vice President at CBRE, contributing to $22 billion in U.S. transactions.
Marcos Minaya is an institutional real estate professional with over 17 years in acquisitions, dispositions, capital markets, and portfolio strategy. As a Vice President at CBRE, he advised REITs, global managers, and major institutions, contributing to $22 billion in U.S. transactions.
At ALMI Lending, he offers a strong track record financing institutional-grade assets, deep market knowledge, precision underwriting, and capital structuring expertise. He applies an institutional perspective to deliver exceptional insight, execution, and access nationwide.
Managing Partner
Has managed over $1B in equity and debt transactions and raised more than $250M from institutional investors.
Andres Albino is a real estate investment professional with experience managing over $1B in equity and debt transactions, including acquisitions, refinancings, and restructurings. He has led investment teams, launched institutional vehicles, and raised more than $250M from pension funds, family offices, and endowments. His expertise includes complex deal structures, from ground leases and joint ventures to government and publicly traded counterparties.
At ALMI Lending, he brings strategic partnerships, disciplined execution, and a proven ability to deliver investor value.
Partner
Asset management, financial analysis, and lending operations across portfolios exceeding $1 billion.
Joseph Albino is a real estate professional specializing in asset management, financial analysis, and lending operations. He has supported the oversight of portfolios exceeding $1 billion, driving efficiency through data-driven insights.
At ALMI Lending, he focuses on loan structuring support, market and asset underwriting, and performance tracking to align loans with investor criteria. His background in Civil and Sustainable Energy Engineering provides a unique analytical approach to credit evaluation.
How it works
Share the property, the full project budget, and your plan. An executive reviews it and you receive a term sheet the same day.
We review the property, the budget, and the sponsor, and tell you right away if anything needs attention.
Close in as few as 10 days, with the same executive team involved from the first call through funding.
Brokers and referral partners
We work alongside mortgage brokers, agents, and advisors, giving your clients the same executive access and responsiveness we give our direct borrowers.
Get started
Share the basics of your project and an executive will follow up with you directly.
Share your deal in about 3 minutes. An executive reviews every submission personally, and you can receive a term sheet the same day.
Submit Your Deal →Or email your deal to loans@almilend.com.
